Tuesday, March 27, 2018

Quick Tips For Purchasing a New Vehicle

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Purchasing a new vehicle, whether it be brand new off the show room floor, or a "new to you" vehicle, can be an exciting yet stressful time. We normally have an idea in our mind of the type of vehicle we want, and the amount of money we intend to spend. When making a big purchase like a vehicle it's important to keep a few things in mind to make your experience a more pleasurable one.
In my opinion the most important thing to do is set a budget. No matter if you plan on paying cash or making monthly payments, you need a budget. Sit down and discuss your monthly bills. Figure out how much money you can put toward this purchase without putting yourself in a tough financial spot. Keep in mind added expenses like the insurance.
Next is research. You want to spend as much time as needed researching different vehicles. A good place to start is Cars.com. You can find alot of information and resources on all sorts of models. When you have an idea of the type of vehicle you want, it can take away alot of stress. Even deciding on a small car or SUV can make all the difference. Something to keep in mind, especially if you have a family or plan on starting a family eventually, then you'll want a vehicle to fit your kids and car seats in. Here is a good article with car seat checks, which lists vehicles that can fit up to 3 car seats.
If you don't plan on paying cash (let's be honest, most of us can't afford to pay cash). Then you may also want to call around and look for the best rates or to get pre-approved for a loan. Some times you can get a much lower rate when going through a credit union rather than a dealership.
Most of us have our eyes and hearts set on brand new vehicles. Make sure to shop around though and don't completely dismiss the possibility of a used vehicle. Most times you can find the same car you want, used, at a much cheaper price. And don't settle. I know we all get in a hurry at times and make quick decisions we could later regret. Purchasing a new vehicle takes time, research and planning.

           Do you have any tips for making a new car purchase? Let me know below. 

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