Tuesday, March 27, 2018

Quick Tips For Purchasing a New Vehicle

                                                                        "This is a Sponsored Post"



Purchasing a new vehicle, whether it be brand new off the show room floor, or a "new to you" vehicle, can be an exciting yet stressful time. We normally have an idea in our mind of the type of vehicle we want, and the amount of money we intend to spend. When making a big purchase like a vehicle it's important to keep a few things in mind to make your experience a more pleasurable one.
In my opinion the most important thing to do is set a budget. No matter if you plan on paying cash or making monthly payments, you need a budget. Sit down and discuss your monthly bills. Figure out how much money you can put toward this purchase without putting yourself in a tough financial spot. Keep in mind added expenses like the insurance.
Next is research. You want to spend as much time as needed researching different vehicles. A good place to start is Cars.com. You can find alot of information and resources on all sorts of models. When you have an idea of the type of vehicle you want, it can take away alot of stress. Even deciding on a small car or SUV can make all the difference. Something to keep in mind, especially if you have a family or plan on starting a family eventually, then you'll want a vehicle to fit your kids and car seats in. Here is a good article with car seat checks, which lists vehicles that can fit up to 3 car seats.
If you don't plan on paying cash (let's be honest, most of us can't afford to pay cash). Then you may also want to call around and look for the best rates or to get pre-approved for a loan. Some times you can get a much lower rate when going through a credit union rather than a dealership.
Most of us have our eyes and hearts set on brand new vehicles. Make sure to shop around though and don't completely dismiss the possibility of a used vehicle. Most times you can find the same car you want, used, at a much cheaper price. And don't settle. I know we all get in a hurry at times and make quick decisions we could later regret. Purchasing a new vehicle takes time, research and planning.


           Do you have any tips for making a new car purchase? Let me know below. 







Friday, March 23, 2018

SneakPeek Gender Test Was Wrong UPDATE



Scroll to the bottom for Update:
Opinions stated in this post are my own personal opinions. 

With age usually comes patience. Notice I said "usually". Even at 33 years old ,patience isn't a virtue I posses. I'm currently almost three months pregnant with my "happy accident". As soon as I found out I was pregnant I had a feeling I was having a girl. I immediately started buying everything pink. I knew I was taking a chance, but I just couldn't help myself. 
I began searching online for gender tests. Almost everything I found had fine print at the bottom reading "This product is only intended for fun and is not based on scientific evidence". Finally I stumbled upon Sneak Peak, The Early Gender Test. After doing quite a bit of research on the company and product, I decided this was just what I needed to find out the gender of my new bundle of joy. 


Sneak Peek is the only 99% accurate, at-home gender DNA Test. This early detection gender test has been designed to be taken in the stress free environment of your own home. Within 24 hours of receiving your sample, Sneak Peek will identify the gender of your baby by detecting the presence of fetal DNA.
When ordering your test you have two options. The first option is the first Sneak Peak test. They deliver a turn around time of 5-7 days from the day you place your order. The other option, which is what I got is the Fast Track. With Fast Track you could receive results within 72 hours from the time you place your order, depending on postal delivery times etc. 
I received my first test on a Thursday. So i waited until Friday morning, when I was 9 weeks and 2 days pregant, to take the test then immediately took test to the post office. By the next evening I received an email saying my sample wasn't up to quality standards, meaning it couldn't be tested. I admit I kind of worried about this because my blood immediately clotted. Thankfully within a couple of days I had my new test (sent free of charge). I felt more confident this time around since I knew what to expect and I was 10 weeks pregnant by that time. 


Now on to the actual testing. Since the test basically checks for male DNA it's very important to keep all males away and out of the room when you test. Unfortunately my entire house is completely dominated by males. Funny enough, the room with the least amount of male DNA happens to be my two sons bedroom. They literally spend no time in there so I decided it was my best bet. I even kept my boy dog out of the room (no idea if a dog could contaminate it but I wasn't taking any chances). I made sure to clean there table with soap and water, air dry and then clean again with Clorox Wipes. I also wiped off the package with Clorox wipes before opening it and then washed my hands. Upon opening the package I sat everything out neatly on the table and made sure it was all in arms reach so that I didn't have to reach across the table. The kit comes with a vial for your blood, 3 different lancets to poke your finger (seems excessive but believe me, you may need them). A nail brush to scrub your nails before testing, band-aid and gauze, and the container along with pre-paid postage to send your blood sample back. Let me once again tell you how important the hand washing and nail scrubbing is especially if you have males in your household. You want to wash and scrub better than you ever have so that there's no possibility of having that male DNA on your hands. Per the easy to follow, step by step instructions, it's also really important to do the hand/arm exercises to get your blood flowing. It does require close to half a vial of blood so you don't want to get half way there and no more blood come out. I actually did run out and had to poke another finger. Since it's recommended to get your blood in a 3 minute time frame I was definitely worried I had messed up another test, but I continued on. I recommend going ahead and poking your finger twice so that you are more likely to get enough blood in the time frame.  This time I made sure to properly shake the sample and could clearly see that my blood wasn't clotted. I wiped off any excess blood and put the vial in the container and immediately sent my husband to drop it off at the post office. 


Around 4pm (EST) the very next day I received an email from Sneak Peak stating my sample was checked in and I would have results within 8 hours. Eeeeeeek!!! I was so nervous. When I tell you I checked my email every 2 to 3 minutes I am not exaggerating. About three hours later I saw a notification pop up on my phone that said "your results are in". We had our gender reveal planned for the next day and I was suppose to be surprised but I couldn't help have a little peak. Seeing the results made tears of happiness roll down my cheeks!! I'm in Eastern Kentucky and as luck would have it we where in the middle of an emergency flood situation. The big gender reveal we had planned wasn't possible because so much of our families where stuck and couldn't make it. I was so ready to make the announcement that I decided to go ahead and have a small reveal for the few people who could come. We had one of those cute footballs filled with powder to use. The reveal wasn't quite as "Huge" as I had planned because my football fanatic husband insisted on throwing the ball into the air to kick it (even after I repeatedly told him no). He ends up barely snipping the ball and it didn't give quite the explosion we wanted,but.....


Thankfully when that PINK powder hit the ground and bust all over the place, the reaction from our family made it the most perfect reveal ever!!! A little Girl!! My husband was so excited and proud. Seeing the look of surprise and happiness on every ones faces meant so much to me. Finding out this early on and being able to have much more time to buy and plan things have made this pregnancy seem much less stressful. I'll be forever grateful to Sneak Peek for allowing us this opportunity!!   
2-18-2018



UPDATE- March 23,2018: I'm going to make this quick because to be honest, I'm still quite upset. As you have just read we where told by this company that we where having a baby GIRL. 6 weeks went by where my family and I built a bond with this baby "girl". We spent hundreds of dollars on baby clothes and baby decor. I took my test at 10 weeks and 2 days so I felt very confident. My doctor even assured me again today that baby is measuring correctly. Fast forward to when we got the gender ultrasound just a few hours ago. As soon as the tech put the doppler on my belly I immediately saw my baby boys pee wee flashing across the screen. They even did a vaginal ultrasound next just to get a better angle and be completely sure....he was still a Boy!! Ofcourse I'm going to love this little boy beyond all measure, but I'm still very upset that my results where wrong. I've had a hard time explaining to my young sons that they won't be getting their little sister. For weeks they went to sleep every night telling her they loved her and kissing my belly. Telling my mother in law that she won't be getting her first born grand daughter after all, was also a really tough conversation. We ALL spent weeks building a bond with this baby "girl" and becoming attached. The Sneak Peek at home test is advertised as being 99%. I must have been in that 1% which gets inaccurate results. If you take this particular test I would advise you to not put all of your emotions into it like I did. 
The company stands by it's results and offered to send another test. I honestly don't think I could go through that again. They also explained in my case, what they think may have yielded the Girl results. If the test yields a girl result and you are carrying a boy, it is possible at the time of testing that there was not a large amount of fetal DNA circulating in the blood (which is normal for some females) thus making the Y target DNA (male chromosome) go undetected. 
















Tuesday, March 20, 2018

Easter Gift Ideas 2018



Below you will find a small list I've compiled of some of my favorite Easter basket stuffers for this year. Some links will take you to my personal review of the product while others will be a link to browse and/or purchase. Feel free to take a look and get some ideas for some bunny special.





Crayola is an iconic brand that always makes its way to our Easter baskets. With so many different products to choose from, you can't go wrong. 



Tommee Tippee products are great for a baby too small to play with toys and eat candy. For my newest baby I've included Tommee Tippee bottles, pacifiers and bibs in this years basket. Another good idea would be using the sippy cups for toddlers. 


Gifts For You Now has many options for Easter such as personalized baskets, bunnies and more. 


Orb toys are kid tested and parent approved. To make life easier on you make your childs basket out of all Orb products. You can check one out and get an idea of what it could look like on our Facebook. 








Debt Reduction



Graduating from high school, getting ready to move out of your parents home and going to college should be an exciting time in a young adults life. One of the furthest things from their mind is debt. A lot of times they don't realize the debt they are going to acquire from the best years of their lives. Whether it be debt from student loans, credit cards, medical debt etc, the cost continues to add up.
Once the debt is already acquired it can be hard to start paying it off. Even monthly payments can be out of reach. Many struggle just to pay their minimum balance each month. With minimum covering interest and little or no part of the principle balance- your credit debt isn't even being resolved. In reality, credit card companies make more money the longer you stay in debt.

Over 30 million people in the country dealt with debt collectors in 2010 on the basis of medical debt alone. Let Nationwide Debt Reduction Services help you settle your debt and become debt free, or at the very least see debt reductions. The debt settlement program is customized to your unique situation. Your debt can be reduced by up to 70%. You are charged no fees until your debt is settles, so what do you have to lose? That's right, nothing!
You can finally take control back of your financial life with their debt negotiation program. NDRS will help you settle that debt for less than what you owe now. And, as mentioned above, you will pay  no settlement fees until you receive an acceptable settlement offer from your creditors. All of the debts will be settled in a professional manner with agreements from all of your creditors.
To qualify for debt settlement you must owe unsecured debt, such as credit cards, medical bills, personal loans or deficiency balances from repossessions. Another one of the important qualifications is that you must be experiencing some sort of financial hardship that's preventing you from being able to pay your bills. Some of the common financial hardships that people face when seeking financial advice is loss of job, divorce, a reduction in income or medical debt. Financial hardships apply to a number of situations that may prevent a person from being able to pay back their debt now or in the future. Nationwide Debt Reduction Services has ongoing relationships with most creditors. With this type of reduction they are able to help you be debt free in the shortest period of time possible. While debt negotiation may affect your credit, it may be a better option than bankruptcy. NDSR is just a phone call away, let them help you resolve your credit card debt.


                                                       Check out the Site for more information























Debt Reductions

Thursday, March 15, 2018

Creative Basket Stuffers for Some Bunny Special



I love Easter. Every year I get to look forward to making my kids Easter baskets. They are all so different and unique with their interests that finding a pre-made basket can be challenging. Plus, that kind of takes the fu out of it for us Mommas. Crafting is a favorite past time of mine so Easter is one of the few occasions I can make myself find time to sit down, relax and work on something.
My boys love arts and crafts. I'm sure you see me post about it all the time. It's something fun we can do together that doesn't break the bank.


Crayola is my go-to brand for anything arts. The products never disappoint. This year I chose a few different fun items and will be adding all of it to the boys Easter baskets. One of the bigger things as Crayolas Preschool readiness kit. What's better than fun while learning? This specific kit is designed for kids 36 months and older. It's amazing for helping young kids earn letters, shapes, colors, numbers and more. It has a 40 page booklet filled with fun and colorful activities that will help your child grow creatively. The activities focus on the development of physical, thinking, language, and social skills which are all essential for further learning. The kit also have 20 pages of construction paper, 8 Ultra Clean Washable Broad Line Markers, 8 hexagon colored pencils, 8 Jumbo Crayons, 3 sticker sheets, safety scissors and glue. Both fun and educational for your little ones.


Another cute thing I got, which will be the first time the boys have tried it, is the Color Alive Funny Faces Zanny Zoo. It allows kids to create a funny, silly version of themselves in a safe and creative way. They can color a mask in the 11 page booklet then upload it to a smart device and see themselves wearing their crazy creation. They get to mix and match with over 250 zany animal mask creations. Each virtual mask includes silly and surprising animations. My boys love anything that gets them time on their electronics, so this will for sure be a hit.


To go with these fun products I also got a couple Color Wonder Mess Free Coloring Kits. I love these for long trips. They definitely help to keep the boredom at bay. Along with some Jumbo Palm Grip Crayons and paint rollers. If your looking for some creative ways to show your little bunny that your thinking of them make sure to check out Crayola via the link below. Keep checking back in the coming weeks for more fun Easter basket stuffers.



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Wednesday, March 14, 2018

How Pets Help Reduce Stress




How Pets Help Reduce Stress
Some studies show that people begin to feel less anxious after spending less than an hour with an animal. There are endless benefits from lowering your stress level and while the things that we find stressful in our lives are often hard to eliminate, adding an animal to your life can help.

·         General Benefits: There’s a reason that they say dog is man’s best friend. Having a pet, not limited to dogs, is something that everyone should experience at some point in their life. Pets can be calming, mood lifting, empathetic, and so much more. They teach you how to be selfless and responsible as you are caring over another life (for those of you without children). Generally speaking, they make you happy. 

·         Helps with Depression: In some cases, therapists suggest that patients suffering from depression that they adopt a pet. An animal will love you unconditionally and also be a great friend and listener. People with depression often benefit from having a pet, as the animal can help them get out of the house.

·         Health Benefits: There are other health benefits associated with pet ownership (particularly dogs). Many studies show that owning a pet has a positive impact on cardiovascular disease, hypertension, infection control, allergies, stress related problems, blood pressure, and psychological issues.

·         Engaged Mind: A key to a healthy mind, especially for those who are elderly, is staying engaged with others. A pet is often a conversation starter and being out with a pet often warrants questions or comments from passersby. Bringing your dog to a dog park is a great way to meet new people with similar interests.

·         Build Your Children’s Confidence: Having a dog in the home can build confidence and manage anxiety and stress in children. Children who struggle with reading or math can gain confidence when reading aloud or reciting multiplication tables to their dog.

·         Excuse to Play: Training and playing with your dog also provides mental stimulation, helps unleash creativity and alleviates stress. Having a dog will also encourage you to exercise as you’ll need to walk Fido regularly.

·         Routine: Having a daily schedule reduces stress for any individual. Having a dog that relies on you at specific times each day (feeding, walking, and sleeping) can help establish a routine.

Monday, March 12, 2018

Bunny Bottom Cupcakes Recipe & $25 Virtual Visa gift Card Giveaway



 “The product, information, and gift card have been provided by the makers of In The Raw® so that I could try the product and share my thoughts and information about Sugar In The Raw® Organic White. The opinions expressed in this post are my own and do not reflect the opinions of the makers of In The Raw® sweeteners


These delightful, super cute cupcakes come just in time for Easter. Not only are they fun and tasty, but they are also made using Sugar In The Raw. Sugar In The Raw is 100% pure organic cane sugar, offering a wholesome alternative to white sugar. It's never bleached, allowing the crystals to retain their authentic sugarcane taste ad and natural white color. I try to use organic ingredients as much as possible for my household. We do alot of baking so its a big bonuses that Sugar In The Raw Organic White blends, browns and dissolves easily in any cooking and baking recipes that call for sugar. It's also Fair Trade, non-GMO and vegan, making it a great option for both health-conscious consumers and the environment alike.  One packet of Stevia In The Raw® is as sweet as two teaspoons of sugar. Stevia In The Raw® Bakers Bag measures cup for cup with sugar, so it can easily be used in recipes to reduce sugar and calories with no conversion necessary.  Stevia In The Raw® Bakers Bag is formulated so that 1 cup has the same sweetness as 1 cup of Sugar. When using Stevia In The Raw® Bakers Bag for baking recipes, it is recommended that the user replace about half of the sugar in order to achieve the proper browning, rising and caramelizing that only sugar can provide.




Prep Time: 30 minutes     Cook Time: 25 minutes     Makes 12 servings




Ingredients:

Cupcakes-
1 cup Sugar In The Raw Organic White®
1 stick unsalted butter, softened
3 large eggs
1 cup all-purpose flour
1/2 cup cocoa powder
1 teaspoon baking powder
1/2 teaspoon sea salt
1/2 cup milk

Frosting-

2 cups powdered sugar
1 stick unsalted butter, softened

Decoration-

1 cup unsweetened shredded coconut, divided
12 hazelnuts
4 ounces white chocolate, melted
1-2 drops organic, all-natural pink food coloring
24 sliced almonds

Preperation-

Preheat oven to 350°F. Line a standard 12-cup muffin tin with paper liners. With a mixer, beat Sugar In The Raw Organic White® and butter until light and fluffy. Add eggs one at a time until combined. Scrape down the bowl. Whisk together flour, cocoa, baking powder, and salt, and stir into butter mixture along with milk until smooth. Divide batter between muffin cups and bake until a toothpick inserted in the center comes out clean, about 20-25 minutes. Cool completely.
For frosting, beat powdered sugar and butter in a mixer until smooth. Spread in a thin layer over cupcakes, reserving a tablespoon.
Place 3/4 cup coconut in a bowl and dip the tops of the cupcakes in coconut to coat. Roll hazelnuts in melted chocolate then in remaining coconut. Place on the center of each cupcake, gently pressing down into frosting. Mix remaining melted chocolate with food coloring, and use a toothpick or skewer to paint onto almonds to form toes and pads of feet. Refrigerate almonds until frosting has hardened. Use leftover frosting to stick the almond feet on cupcakes.

Nutrition Information
Per serving: 460 calories, 26g fat (18g saturated fat, 0.5g trans fat), 55g carbohydrates, 5g protein, 3g dietary fiber, 170mg sodium, 42g sugar





For more information on In The Raw products, where to purchase etc. please visit the website Here

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